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Crowdfunding is divided into two parts licensed within the Kingdom of Saudi Arabia by the Capital Market Authority and the Saudi Arabian Monetary Fund: Equity Funding, and Debt (lending) Funding.

Equity Funding

It is an agreement between the facility and the individual (investor) to own a part of the company's capital, and thus the investor becomes a shareholder partner in the facility, and thus he has profit returns to the extent that he owns shares in it.

Lending Funding

It is an agreement between the firm and the individual (investor) to borrow a certain amount for a specific period of time, provided that the financed amount is recovered in return for a specific financial consideration paid with the firm's profit returns.

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